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Showing posts from 2016

Will I lose renewal benefits if I transfer my health policy to another provider?

Will I lose renewal benefits if I transfer my health policy to another provider? The IRDA directs insurance companies to allow health insurance portability from one insurer to another without loss of renewal credit for benefits enjoyed in the existing policy. This is limited to the extent of the sum insured, including the cumulative bonus/ no claim bonus. Exact details are available in your policy document.

Best protection for your car

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Compare your car #insurance In 5 min & Save up-to 55% on your car insurance. Best protection for your car. 24x7 customer support,  3400+ garages,  Cashless.  Flat tyres,  Repairs & Towing*,  Taxi Benefits*,  Battery, Spare Keys Assist* & more.  TRUSTED BY 5 LACS + CUSTOMER Compare car Insurance - http://www.policyadvisor.in/general-insurance-quotes/compare-car-insurance/ S

How to make a health insurance claim

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Policyholders can make health insurance claims either through cashless or reimbursement mode. Some hospitals do not offer cashless hospitalisation facility. In this case, the policyholder has to pay all dues to the hospital and then submit a claim to the insurer. Read More >>>

Health Insurance Buying Guide

The ever rising cost of medical care is becoming the biggest problem in India today. Treatment for a serious illness in a private hospital can wipe out ones entire life’s earnings in one go. Everyone definitely needs Medical or health insurance coverage to tackle this situation. The awareness on Medical or Health insurance is relatively very low in India. Even well educated people some times ignore the necessity of having  a proper health insurance cover. A health insurance policy  covers expenses incurred during hospitalization, doctors fees, medicine, treatment etc. but also reimburses the expenses after hospitalisation. This may include money spent for conducting medical tests and buying medicines. The expenses covered is to the extent of the sum insured of the policy you have taken. So long as you pay your premium regularly the insurance company will take care of your medical expenses. Cover extends to pre-hospitalisation and post-hospitalisation for periods of 30 days and 60

Why every woman should have a health insurance policy

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   A woman holds an important role in her home. In India, the government and society give importance to education for every girl child to ensure that they take up a career that will provide them financial security. However, at the end of the day, these women come home to take care of their daily household chores and family. A woman takes on multiple responsibilities while putting her health on the backburner. To cut the long story short, many times only when the woman, the cornerstone, of the family falls sick will the members of the family be shaken out of their comfort zone. The family will not only be emotionally drained but are also financially broken in most cases. To avoid such a situation the families should ensure that their womenfolk who are the pillar of their homes are insured adequately. Today, many health insurance providers have health plans specifically designed for women. These health plans are available for career women, homemakers and also for single or married

Simple tips to avoid fraudsters

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There's nothing you can do to guarantee you won't get taken, but there are some very simple things that can reduce the risk.simple tips to avoid getting scammed. For More information or compare Insurance policy Visit  http://www.policyadvisor.in/

Key Features of Health Insurance Policy

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Get full information about the features of Health insurance offered by best insurance companies in India at one place. http://www.policyadvisor.in/

IRDA revises third-party motor insurance premium rates for 2016-17

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Third party insurance cover is set to increase for various categories of motor vehicles, including by a steep  40  per cent for private cars in the 1000-1500 cc segment. Every year, the Insurance Regulatory and Development Authority of India ( IRDA ) revises premium rates, taking into account the number of claims made and loss ratios for insurers. Motor third-party insurance is mandatory for all vehicles plying on Indian roads and covers liability arising from third-party claims due to accidents.  – See more

How to choose the right retirement plan?

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Once you decide on investing in a retirement insurance policy, consider the following: • Whether the plan offers the option of long-term savings • Do you have the flexibility to select retirement /vesting age • Is there minimum guarantee on investment • Can you balance your investment between debt and equity • Does the plan allow additional life cover for your spouse • Can you increase your monthly savings with an increase in employment income • Are there annuity options to choose from • What about bonus clause • Is there cover for terminal illness • What riders are available • What is the cost of investment (charges payable) Compare premium  for pension plan insurance plans.

What Car Insurance Does And Doesnt Cover

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An important part of buying an insurance policy is knowing exactly what it covers and what it does not, in terms of the various parts of the car, and different situations. Compare the best car insurance plans. Order your free quote & decide to buy from the best offers.

Plan Your Child's Higher Education

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Gift your Child a Saving Plan! Know how much to invest to get him 10, 20 or 50 Lakhs? Calculate Now 

Important do's and don'ts for policy holders

Important do's and don'ts for policyholders Do's ¢ Pay premium by cheque/DD/pay orders/Online payment modes ¢ Insist for receipt of premium paid ¢ Fill up the proposal form yourself and give complete & factual information, false or misleading information may lead to dispute at the time of claim ¢ Disclose all material facts viz. any disease suffered in the past, details of claims taken on the expiring policy, ¢ On receipt, verify policy details. In case of any discrepancy, report immediately to avoid any inconvenience ¢ Provide updated address and contact no for correspondence ¢ Buy policies from Licensed IRDA agents & brokers ¢ Please report if the policy is not received within 15 days after payment of premium.  Don'ts ¢ Don't pay cash to any unauthorized person. ¢ Don't sign a blank proposal form. ¢ Don't provide false or misleading information. ¢ Don't leave any portion of the proposal form blank or unan

Top 8 Tips For A Rewarding Post-Retirement Plan

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A proper pre-retirement planning is required for leading a peaceful post-retirement life. There are eight important points which all need to follow in this regard. Do You Need Retirement Pension plan? Get the comparison at your door step just apply at policyadvisor.in.  Get Quotes

Status of Health Insurance in India – Online Research Report

We have analysed more than 29,000 responses from users of this tool on our website  www.policyadvisor.in  to gather some insights about the proportion of users looking to buy health insurance or those looking to revise their health insurance plans and what is the current status of health insurance in India. The Online Health Insurance Tool provides an easy first step in acquiring health insurance cover. It enables users to check need and extent of health insurance before they begin comparing across different firms or purchasing online. The online health tool can be accessed here –  Free Health Advisor Tool . Policyadvisor Health insurance research report 2015-16 – Click Here For Report