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Policyholders can make health insurance claims either through cashless or reimbursement mode. Some hospitals do not offer cashless hospitalisation facility. In this case, the policyholder has to pay all dues to the hospital and then submit a claim to the insurer. Read More >>>

The ever rising cost of medical care is becoming the biggest problem in India today. Treatment for a serious illness in a private hospital can wipe out ones entire life’s earnings in one go. Everyone definitely needs Medical or health insurance coverage to tackle this situation. The awareness on Medical or Health insurance is relatively very low in India. Even well educated people some times ignore the necessity of having  a proper health insurance cover. A health insurance policy  covers expenses incurred during hospitalization, doctors fees, medicine, treatment etc. but also reimburses the expenses after hospitalisation. This may include money spent for conducting medical tests and buying medicines. The expenses covered is to the extent of the sum insured of the policy you have taken. So long as you pay your premium regularly the insurance company will take care of your medical expenses. Cover extends to pre-hospitalisation and post-hospitalisation for periods of 30 da...

   A woman holds an important role in her home. In India, the government and society give importance to education for every girl child to ensure that they take up a career that will provide them financial security. However, at the end of the day, these women come home to take care of their daily household chores and family. A woman takes on multiple responsibilities while putting her health on the backburner. To cut the long story short, many times only when the woman, the cornerstone, of the family falls sick will the members of the family be shaken out of their comfort zone. The family will not only be emotionally drained but are also financially broken in most cases. To avoid such a situation the families should ensure that their womenfolk who are the pillar of their homes are insured adequately. Today, many health insurance providers have health plans specifically designed for women. These health plans are available for career women, homemakers and also for single o...