Compare Insurance Online: Life, Health,Term, Car Insurance

Investing in mutual funds is one of the smartest and easiest means of investment for any type of investor- a beginner or a seasoned investor. Without much ado, let’s have a look at the top 6 advantages of investing through mutual funds. Professional Expertise:  One of the primary reasons why an investor would prefer investing through mutual funds is because they are professionally managed. Just like shareholders of a company have money but lack the requisite skills to run a company, and thus hire a CEO to operate the business. Similarly, investing require skills to understand the market dynamics, various industries and the organizations falling under a certain category of industry. A mutual fund provides one with professional fund managers with industry certifications which provides them with an extra edge in the investment market. Diversification:  Just like an old proverb “Do not put all your eggs in one basket”, mutual funds work by investing in hundreds of securities and bonds

A credit card is a very handy financial tool. However, while using a credit card, you should exercise a lot of caution and ensure you get the maximum value out of it. Take a look at this article to know how and why you must get a credit card and the ways in which you can use it appropriately. Why should you get a credit card? There are many reasons why people opt for a credit card. Some of the main reasons why you too should consider getting one include: • Safe to use:  Many people feel it is not safe to use a credit card. The fear of fraudulent transactions taking place prevents many people from taking credit cards. However, you will be happy to know that credit card frauds are very rare these days. There are multiple layers of security that ensure you don’t come across any fake operations while using your credit card. This is an assuring reason why you should apply for a credit card right away. • Fetches you rewards:  Credit cards fetch you some of the best rewards, in

A personal loan is a wonderful financial product that helps many people to achieve their dreams. From buying an expensive piece of art to traveling abroad for health factors, there are many reasons why people opt for such a loan. In this article, we explore the common scenarios where personal loans are availed. Take a look and you may just discover whether or not it is time for you too to take a personal loan. Best time to opt for a personal loan A personal loan is quite easily available. However, you must exercise caution and take the loan only when you actually need it. This will help you to put the money to proper use and will also keep your finances in check. Some of the common reasons for people to opt for personal loans include: Medical emergency : If you or a family member suddenly falls ill, you need to arrange for some fast funds to get the treatment done. In that case, taking a personal loan would be a good idea. You can get the loan processed quite

Whether it’s your retirement, marriage or child’s birth, financial planning is necessary at every stage of life. The moment you begin earning, you need to inculcate the habit of financial planning to make the sure achievement of each and every life goal. Once you reach your 30s, your financial responsibilities raise and financial planning becomes a lot more crucial. But, pure savings won’t suffice, you’d need certainly to allocate your savings for particular life goals. Below are a few financial tips for those in their 30s, which may assist in setting their finances on track. 1. Plan and Invest for your child –  The responsibility of a child generally comes in your 30s. From the beginning of your child to his/her higher education and marriage, every stage needs a good amount of corpus. With climbing expenses of higher education and living expenses, taking an education loan would seem imminent. However, this might burden your child from the beginning of his/her career and ra

Just married? Here are five financial tips for you Below are five simple tips that all newly married people should follow in order to ensure a financially secure and stable future. 1. All cards on the table: The first thing both partners should do is disclose everything about their earnings and expenses. Tell each other your exact income, loan installments if you have one, savings, deposits, investments etc. This will help you have a clear idea of total income and total expense. 2. Budgeting: Both the partners should sit together and prepare a monthly budget. You should take into account all the necessary expenses. Start noting down all your monthly expenses so that you can know which one is necessary and which is discretionary. This will help you understand cash outflow in the household. 3. Goals: Discuss short term and long term goals with each other. Map out all your goals like buying a car, buying a flat, planning a baby, children education etc. If you have all these

Buying health insurance for senior citizens? 5 tips for you While it may be costly to buy a medical insurance scheme at a later stage, the idea of not taking an insurance is not just a choice. Here are five points to assist you to choose the most effective health insurance plan for elders.

Here’s a look at how much health insurance cover you need, at what stage of life, and which kind of plan is suitable for you & why. Remember that these could change for every individual/family, depending on factors like where you live and which hospitals you are likely to go to

In this infographic, we will discuss #Terminsurance Key Features. Term plans are primarily made to secure the family needs in case of untimely death or accident. https://goo.gl/i3cqbA

How to file car insurance claim in case of theft? If you are well-informed, making a theft claim for car insurance can be a stress-free and simple process. You just need to ensure that all details are furnished accurately and in a timely manner. Here, we take you through the steps of making a convincing theft claim on auto insurance

In today’s date, Insurance has become a must-have for each of us in order to keep our life and property protected from unforeseen risks. Due to the rise in the number of insurance service providers and so also the corresponding rise in the number of individuals opting for insurance policies, there has been a massive change in the insurance industry as a whole and so also in the area of policies. The word personalization is making the rounds in recent times in order to satisfy individual client needs and requirements. Out of all the policies that are currently present in the market one most sought after policy is the Pension Policy. Let us first understand what a Pension Policy is. For all you people who are unaware let me tell you that Pension Policy and  Retirement Plan/Policy  though two different words have one and the same meaning. Each of us tends to move through the family life cycle and thus happen to fall in different age categories from the time of our birth till old

Some important insurance terms you should know. Life Insurance is highly important in terms of having your financial future secured. It is important that you opt for a policy or a plan that meets your needs. When you visit a life insurance advisor, it is quite likely that he will introduce you to certain terms that may be unfamiliar to you. It is very important you acquaint yourself with some important life insurance terms so that no unscrupulous broker can take you for the ride. It will also allow you to choose the most appropriate life insurance protection to fulfill your needs. Following are some important basic terms that will help you in understanding Life Insurance better: 1) Beneficiary: People who have been named in the policy to be eligible for getting the earnings of your policy, after your death. 2) Cash or Surrender Value: The cash amount against which you can get a loan and which is available for withdrawal in case of urgency. If you choose to use th

Insurance happens to be one of the leading service sectors as on date. You all must be very well aware of the basic classification that is obvious in the Insurance sector, which is none other than the two wings of Life Insurance and General Insurance respectively. Even though General Insurance is taking ground in recent times, Life Insurance has been around for quite some time now. You can easily find a good number of people around you who have invested in a  Life Insurance policy  with the view of getting life protection in case of some of the other unforeseen condition. However, even though, the Life Insurance business has been prevalent for quite some time now and that also with people being welcoming about the same, there are still some myths associated with buying Life Insurance. Today, we are going to throw some light on the five vital myths that are closely related to buying Life Insurance. MYTH I: At a very basic level, one misconception that happens to be one of the gr

One of the most booming service sectors in today’s date is none other than Insurance. Loads and loads of insurance policies, insurance providers and so also insurance policyholders can be located in this particular sector in recent times. Some of the famous policies include Life Insurance Policy, Motor Vehicle Insurance Policy, Health Insurance Policy and so also Retirement Policy to list down a few. However, one such insurance plan that has just recently joined the league of the top of the mind insurance policies is the Family Floater Plan. In this article, we will be discussing the Family Floater Plan with a special focus on its features and benefits. In today’s date, one of the priority policies that is enjoying a good deal of response from the present as well as prospective insurance policyholders is none other than the Health Insurance Policy. Ever since its inception, this particular policy has continuously witnessed an upward trend. The main reason behind the same is the

Planning for the future: What to do with your life insurance policy Care must be taken while buying, receiving, preserving, and ending your #lifeinsurance plan. Here are some things to keep in mind. Stage 1 – Before Buying Decide what to buy: Life insurance comes in various forms: Term plans, child plans.money back plans, ULIPs, retirement plans.ULIPs, retirement plans. Determine your need for insurance correctly. Ascertain ideal coverage: It’s vital that you calculate your insurance requirements and not limit it to the amount of tax you need to save. As a thumb rule, your insurance should provide at least 15-20 times your current annual income. Ascertain ideal tenure & premium: Know your policy’s tenure. Ideally, pick the longest possible tenure — 30-40 years, or more. Understand policy benefits: Ascertain the policy benefits and understand under what conditions they’re paid out. Beyond the basic sum assured, maturity amount, and surrender value, there may be ri

5 Reasons to Buy Insurance Online: How to Make the Fast, Easy and Safe Purchase 1. You have the power  2. The Online Premium 3. The Time Saver 4. Lesser paperwork 5. Easy Online Assistance We at PolicyAdvisor , are passionate about insurance and we firmly believe that insurance products should be an essential part of customers financial planning. We also believe that with proper planning, information & technology we can help customers make the right insurance decisions. Comparison of insurance products is just a small part of the entire process of buying the best insurance. Select and compare the best insurance products matching your requirement, we at policyadvisor.in help you select the best insurance product from the market. Making the right insurance decisions & saving money on life insurance , Term Insurance , health insurance , auto or car insurance was never so easy. 

Do you have a family which is fully dependent on your income? Save for them now Insuring your elderly parents is your way of expressing your love for all that they have done for you. There are two ways to insure your parents, namely, life insurance and health insurance. While life insurance will provide insurance coverage for the parents until the end of their life or till the maturity of the policy,  health insurance  will provide for the cost of medical treatment and hospitalisation of your parents if they suffer from serious illnesses such as heart attack, cancer, paralysis, etc. or meet up with an accident and suffer physical injury. Senior Citizens Policy:  Many insurance companies offer insurance policies specifically designed for senior citizens. If your parents are senior citizens, then this is the best option to provide exclusive insurance coverage. Group Insurance Policy:  Your employers may offer you the option to cover your parents under the employees’ group insura

To withdraw from NPS, you must submit the following documents with your withdrawal forms to seek claim settlement. • Original PRAN card • Attested copy showing proof of identity and proof of address • Cancelled cheque with subscriber bank details for crediting of payment. Full details of documents is available at the PFRDA website  pfrda.org.in

Plan your child's higher education dreams. Start today!!  Compare the best children's plans. Apply & get free quotes from top companies. Start saving for your child's higher education & be ready with Rs. 25 Lacs when they need it. Compare Now: https://www.policyadvisor.in/life-insurance-quotes/compare-child-plans